Six tips on saving money!


I did think about waiting until the new year to post this, but it should be a "way of life" as opposed to a new year resolution imo. (Plus it probably helps before the Boxing Day/January sales...)
These tips seem so obvious and you probably do some of these yourself but there's some people who are terrible at managing their money so hopefully these will be of use!

MANAGE YOUR FINANCES.  

Write down all of your monthly expenses, starting off with the most important e.g rent, bills, food, travel etc. I have an excel spreadsheet with my incoming and outgoing finances which I access both at home and on the go to keep track. I've used it for years and it's definitely helped me manage my budget.

OPEN UP A SAVINGS ACCOUNT. 

On payday, the first thing I do is put money into my savings account. You never know when you might need it so for me, this is the most important thing because I like to save for the future. It's quick to do and gives you peace of mind.

USE CASH (whilst we still can!) 

I admit, I'm guilty of not doing this as often as I should because let's face it, it's so much easier to pay with card. I'm a bit paranoid about accidental payments so I don't use contactless or pay with my phone. On the other hand, I don't like to walk with cash because if I lose the money, then it's gone but if I lose the card, I can call the bank, cancel the card and my money's safe. But physically handing over cash can make you more of a tight-arse, which isn't a bad thing.

DON'T WASTE MONEY. 

For a 20-something year old, this can be difficult. Those shoes, the lazy 10 minute Uber ride and the daily trip to Costa can all add up, so ensure you've paid everything off. Food and hot water > the latest Michael Kors bag. However...

DON'T RESTRICT YOURSELF. 

Saving money can feel like a chore and to completely cut yourself off from spending any money can make you feel worse and you might go on a big splurge. There's a saying - "I can't spend my money when I'm dead" - which is true, I suppose but..you know... don't go OTT.

SELL YOUR UNWANTED GOODS. 

To backtrack, I am a bit of a hypocrite as in the past, I've bought stuff that - for years - never ventured outside of my wardrobe. Space is limited so rather than buying a lot of new stuff, I try replace something old or unused.
Depop is great for selling clothes, accessories, books etc; I've used it for over a year, sold a bunch of stuff and gained some precious wardrobe space.

Do you follow any of these tips? If not, how do you manage your money?

Art in November.


Here's a quick roundup of the arty things I saw last month:

🎷 Masego 🎷

I discovered his music a few months ago and it's been on repeat ever since. He's mastered the art of fusing trap, house and mainly jazz - #traphousejazz as he calls it - and he does it well.
I went to his gig in Shoreditch earlier in November and it was amazing, this guy is a talent!
He plays the sax, the piano, a bunch of other instruments and he can sing.
Recommended tracks: I Do Everything, 73 Degrees Outside, Too Much.



Infinite Mix


No photos from this one,A) because it's a video-art exhibition and B) I was immersed in the experience.
The Infinite Mix features 10 video artworks of various subjects such as dance, spoken word, documentary and science. Each is displayed in a separate room in the labyrinth that is the Hayward Gallery and are around 10 mins each.

Top three:
- Kahlil Joseph, m.A.A.d (of Kendrick Lamar fame, my favourite of the show)
- Jeremy Deller & Cecilia Bengolea - Bom Bom's Dream (Dancehall culture and plenty LOLs)
- Ugo Rondinone - THANX 4 NOTHING (Best visual use of space in my opinion)

The show's been extended until this Sunday and it's free, so if you have a spare hour or so (there's a lot to see and a bit of queuing), I highly recommend it; it's worth the rave reviews!

National Gallery

One of the many floors in the National Gallery made for foot selfies...

I went for work so maybe it doesn't count, but I did walk around afterwards, though not everywhere as the National Gallery is mahoosive.
It was my first time there, which is pretty bad considering I've lived in London all my life, though I've been outside it plenty of times.
I have a ticket for their current exhibition so expect to see more in December.

Have you been to any art shows recently?